2. Terms of Service

2.1 Acceptance of Terms

By using the Site you agree to these Terms of Service (“Terms”). If you do not agree, please refrain from using the Site.

2.2 Informational Purpose Only

Content is provided for general information and educational purposes. Nothing on this Site constitutes professional advice or establishes a client-consultant relationship.

2.3 Intellectual Property

All text, graphics, and logos are the property of APA or its licensors. You may view, download, or print individual pages for non-commercial use provided you do not modify the content and you retain all copyright notices.

2.4 Prohibited Conduct

You agree not to:

• Use the Site in a way that could damage, disable, or impair it;
• Attempt to gain unauthorised access to APA systems;
• Use automated means (scrapers, bots) without written permission;
• Post or transmit unlawful, defamatory, or infringing material.

2.5 Disclaimer & Limitation of Liability

The Site is provided “as is” without warranties of any kind. APA disclaims all liability for any loss arising from reliance on information on the Site. To the fullest extent permitted by law, APA’s total liability shall not exceed CAD 100.

2.6 Indemnity

You will indemnify APA against claims arising from your breach of these Terms or misuse of the Site.

2.7 Governing Law

These Terms are governed by the laws of Ontario and the federal laws of Canada. Disputes are subject to the exclusive jurisdiction of the courts of Toronto, Ontario.

2.8 Changes to Terms

We may revise these Terms periodically. Continued use of the Site constitutes acceptance of the revised Terms.